Health Care Law

In an interview today with Nebraska radio station KOGA, Nebraska`s Senator Ben Nelson said he worked to make sure the new health care law wasn`t a government takeover of health care, addressed some of its benefits for Nebraskans and concerns that have been raised about the law. Below are excerpts from the interview. Easy To Insure ME has the answers.Asked about those who are calling for a repeal and replacement, Senator Nelson pointed out that many of the provisions already in effect are making the health insurance market fairer for Nebraskans.For those who want to repeal it, it`s going to be interesting to see if they want to repeal this: banning insurers from preventing coverage due to pre-existing conditions. That`s in place. Allowing the purchase of insurance across state lines. . .¦Allowing¨ kids ¦to be on parent`s insurance¨ up until the age of 26. There are a lot of parents struggling right now. They paid for and borrowed a lot of money for a college education. They get out, they can`t find a job. They`d be kicked off the parent`s health insurance plan. And if they had a pre-existing condition, they wouldn`t qualify for individual insurance and if they didn`t have a job they wouldn`t qualify for group insurance. So they could be uninsured. That was taken care of. There were just a number of things that are already in place.  .Right now insurers cannot impose annual and lifetime caps on benefits.

They can`t drop a person`s coverage just because they get sick. Those things are already.The senator highlighted the fact that 220,000 Nebraskans – roughly the population of Lincoln – don`t have health insurance. By reducing that number, the new law aims to control costs that are currently passed on from those who don`t have health insurance to those who do.There are 220,000 Nebraskans who don`t currently have health insurance.

The number of people who live in Lincoln don`t have health insurance in Nebraska. And we can`t take the approach of `hey, I have mine, now you get yours.` Many of them can`t qualify easily because of pre-existing conditions. Guess who that cost is passed on to? Those of us that do have insurance and are able then to pay and our rates are higher.

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